A JHI Charitable Investment Account operates through a straightforward process designed to maximize your charitable impact while offering financial benefits. Here's how it works:
-
Tax-Deductible Contributions: Your journey begins with a tax-deductible contribution to your Charitable Investment Account. This initial step can be a key component of your financial planning, allowing you to benefit from the full value of multi-year giving, especially in years of higher income tax liability. Contributions align with your philanthropic aspirations while offering immediate tax advantages.
-
Tax-Free Growth:
-
At funding, you’ll select your investment option and then confirm and submit the transfer.
-
You may choose the American Cancer Society Support Shares of Government Money Market Fund (ACDXX), which focuses on capital preservation and low-risk diversification of government instruments. Janus Henderson will donate an amount equal to half of its management fees for all assets under management from the Fund.*
-
You may also choose from one of three Global Allocation Funds, each offering different investment approaches:
Conservative (JMSCX): 30–50% equities, 50–65% fixed income, 0–20% alternatives
Moderate (JNSMX): 45–65% equities, 30–45% fixed income, 5–20% alternatives
Growth (JNSGX): 70–85% equities, 10–25% fixed income, 5–20% alternatives -
You can move your balance among these options later, subject to processing times and applicable policies.
-
Any investment earnings grow tax-free within your account, potentially increasing the amount available for charitable giving.
-
-
Self-Directed Giving: One of the most empowering aspects of Charitable Investment Accounts is the ability to choose where your contributions go. You have the freedom to select your preferred nonprofit organizations from millions of options globally. This ensures that your philanthropic vision is realized exactly as you envision it.
- Streamlined Giving: When you're ready to make a donation, the process is designed to be efficient and straightforward. Your Charitable Investment Account facilitates streamlined disbursement, ensuring your donations reach your intended charities as quickly as possible. You can make donations in any amount and at any time, offering flexibility to align with your giving strategy.
Throughout this process, JHI provides the necessary tools and support to help you manage your account, track your giving, and maximize your philanthropic impact. This approach combines the benefits of strategic financial planning with the fulfillment of realizing your charitable vision.
________________________________________________________________________________________
Fees may be voluntarily waived and/or reimbursed to the extent necessary to assist the Fund in attempting to maintain a yield of at least 0.00%. Any waivers and reimbursements could be changed or terminated at any time.
The donation of Janus Henderson's management fee revenues will be net of any waivers.
Please consider the charges, risks, expenses and investment objectives carefully before investing. Please see a prospectus or, if available, a summary prospectus containing this and other information. Read it carefully before you invest or send money.
Investing involves risk, including the possible loss of principal and fluctuation of value.
You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund's sponsor is not required to reimburse the Fund for losses, and you should not expect that the sponsor will provide financial support to the Fund at any time, including during periods of market stress.
There is no assurance the stated objective(s) will be met.
The fund may invest cash balances in the cash liquidity fund, view holdings and other information here.
Janus Henderson will donate from its own resources, an amount representing 50% of the Janus Henderson's quarterly management fee revenue attributable to Janus Henderson Government Money Market Fund, net of any fee waivers and/or expense reimbursements, to the ACS. Janus Henderson will make annual minimum contributions to the ACS of $1 million from 2024 to 2027, and in each year thereafter to the extent this arrangement continues.
The American Cancer Society® (ACS) does not endorse any service or product. Shares of Janus Henderson Government Money Market Fund are not sponsored, endorsed, or promoted by the ACS, and the ACS is not an investment adviser or service provider to the Fund, Janus Investment Fund, or Janus Henderson.
Fixed income securities are subject to interest rate, inflation, credit and default risk. The bond market is volatile. As interest rates rise, bond prices usually fall, and vice versa. The return of principal is not guaranteed, and prices may decline if an issuer fails to make timely payments or its credit strength weakens.
Derivatives can be more volatile and sensitive to economic or market changes than other investments, which could result in losses exceeding the original investment and magnified by leverage.
Foreign securities are subject to additional risks including currency fluctuations, political and economic uncertainty, increased volatility, lower liquidity and differing financial and information reporting standards, all of which are magnified in emerging markets.
Performance of the Fund depends on that of the underlying funds. They are subject to the volatility of the financial markets. Because Janus Henderson Investors US LLC is the adviser to the Fund and to the underlying affiliated funds held within the Fund, it is subject to certain potential conflicts of interest. Diversification FN 2014: Diversification neither assures a profit nor eliminates the risk of experiencing investment losses.
The donation of Janus Henderson's management fee revenues will be net of any waivers.
A donor advised fund is facilitated by a tax-exempt public charity under sections 501(c)(3) and 509(a)(1) of the Internal Revenue Code. Contributions made to a donor advised fund are considered an irrevocable gift and are not refundable. Once contributed, the charitable organization facilitating the donor advised fund has exclusive legal control over the contributed assets.
Donors should carefully consider information contained in the prospectus, or if available, the summary prospectus, for the registered underlying mutual funds, including investment objectives, risks, charges and expenses. Donors can request a prospectus by calling Janus Henderson at 800-525-3713. Please read the prospectus carefully before making contributions.
Market fluctuations may cause the value of investment fund shares held in a donor-advised account to be worth more or less than the value of the original contribution to the funds.
Tax information contained herein is not intended or written to be used, and it cannot be used by taxpayers for the purposes of avoiding penalties that may be imposed on taxpayers. Such tax information and any estate planning information is general in nature, is provided for informational and educational purposes only, and should not be construed as legal or tax advice.
Mutual funds distributed by Janus Henderson Distributors US LLC.
Janus Henderson Group plc ©